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Debt Smart South Africa
Are you drowning in debt? If your answer is "yes" to two or more of the questions below - Debt Smart will be able to help you.
17.6 million South Africans are indebted, of which 7.5 million have bad debt.Debt counselling services were made available to over-indebted consumers from the 1st of June 2007 through the National Credit Act No. 34 of 2005.Debt counseling aims to assist over-indebted people so that they can afford their monthly living expenses as well as pay their creditors.Debt counselling will protect over indebted consumers from legal action, and protect thier homes and cars from being repossessed.Debt Smart will investigate to determine whether the credit was granted recklessly.Debtsmart Head Office is situated in Port Elizabeth, with franchise offices in East London, Ruimsig and Pretoria.
This does not mean though that we cannot assist you anywhere in South Africa!